Banco de Inversión y Comercio Exterior (BICE)

Funds Argentina development through state-backed banking and project financing for trade, industry, and long-term productivity growth.

Banco de Inversión y Comercio Exterior (BICE) is Argentina's 100% state-owned development bank, under the Ministry of Economy. It specializes in financing productive investment and foreign trade for businesses in regional economies, SMEs, agro-industry, and export-oriented sectors. Its core role is development lending, leasing, and trade finance, not grants.

BICE's product set spans regional-economy credit, long-term productive investment loans, working capital, export pre- and post-financing, forfaiting, equipment leasing, vendor leasing, real-estate leasing, and sector-specific lines for livestock, agro-food, and remote customs monitoring. Its listed development line, Programa Argentina Emprende, is capped at ARS 215,400, which reinforces that the bank works through structured finance rather than public award calls.

The bank is most useful when a company needs balance-sheet capital or export support on commercial terms. Applicants are judged on creditworthiness, project viability, and export potential, so BICE fits firms that can carry debt and want a specialized public lender behind the transaction. That makes it a practical route for productive investment, but not a grant channel.