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Germany KfW ERP Digital Innovation Loans

Germany KfW ERP Digital Innovation Loans

Funds German enterprises through KfW structures for digital innovation and expansion financing.

OpenKfW BankengruppeGermany
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About

The KfW ERP Digital Innovation Loans program is a subsidized loan instrument offered by KfW Bankengruppe — Germany's state-owned promotional bank, established in 1948 and owned 80% by the federal government and 20% by the Länder — providing below-market financing to German small and medium-sized enterprises investing in digitalization and innovation. KfW channeled a total promotional volume of €98…

What this grant funds

Provides subsidized loans of €500,000 to €25,000,000 at below-market rates to German SMEs financing digitalization, innovation, and R&D projects through KfW partner banks.

Key facts
CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.—
Project durationiHow long the funded work is expected to run.—
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.0%
Funding pooliThe total budget available across all awards in this round.—
Funding analytics

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Industries

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Eligibility criteria

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What you have to submit

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Last verified: 24 Jul 2026Source: www.kfw.de