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Capital Access Program (CAP)

Capital Access Program (CAP)

Offers New Hampshire small businesses loan-enhancement support through partner banks to expand borrowing capacity.

OpenNH Business Finance Authority / NH Innovation Research CenterUnited StatesServing New Hampshire

The New Hampshire Business Finance Authority Capital Access Program (CAP) is a credit-enhancement instrument funded through the federal State Small Business Credit Initiative (SSBCI) 2.0, deployed by NH BFA to increase lending to small businesses across New Hampshire. CAP is not a grant; it is a loan guarantee program administered through participating banks and credit institutions. NH BFA provide…

SSBCI-funded credit enhancement for New Hampshire small businesses with annual revenues under $5 million, providing up to 100% loan guarantee through participating banks with enrollment capped at $500,000 per borrower.

CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.—
Project durationiHow long the funded work is expected to run.—
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.0%
Funding pooliThe total budget available across all awards in this round.—

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Last verified: 29 May 2026Source: www.nhbfa.com