Kafalah SME Financing Guarantee Program
Provides Saudi banks and lenders with government guarantees so small and medium companies can obtain loans without collateral.
The Kafalah SME Financing Guarantee Program is operated by Monsha'at (Saudi General Authority for Small and Medium Enterprises) in partnership with financial institutions regulated under the Saudi Central Bank (SAMA). Kafalah provides loan guarantees covering up to 90 percent of the financing value extended by cooperating banks and NBFIs to eligible Saudi SMEs. The guarantee enables lenders to ext…
Guarantees up to 90 percent of SME financing through cooperating Saudi banks, enabling micro, small, and medium enterprises to access loans of up to SAR 15 million without traditional collateral.
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