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KEDFA Small Business Loan Program

KEDFA Small Business Loan Program

Provides Kentucky small companies with fixed-rate direct loans for fixed-asset needs linked to job creation.

DiscontinuedKentucky Economic Development Finance AuthorityUnited States

The KEDFA Small Business Loan Program is a fixed-rate direct lending facility operated by the Kentucky Economic Development Finance Authority under the Cabinet for Economic Development. It provides below-market, fixed-rate loans for fixed-asset financing — covering land, buildings, machinery, equipment, and in some cases working capital — to Kentucky small businesses operating in manufacturing, ag…

Provides fixed-rate direct loans of $15,000–$100,000 over 3–10 year terms for fixed-asset financing to Kentucky small businesses with 50 or fewer employees in manufacturing, agribusiness, or service and technology sectors that create at least one new full-time job.

CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.—
Project durationiHow long the funded work is expected to run.—
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.0%
Funding pooliThe total budget available across all awards in this round.—

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Last verified: 29 Jun 2026Source: ced.ky.gov