KEDFA Small Business Loan Program
Provides Kentucky small companies with fixed-rate direct loans for fixed-asset needs linked to job creation.
The KEDFA Small Business Loan Program is a fixed-rate direct lending facility operated by the Kentucky Economic Development Finance Authority under the Cabinet for Economic Development. It provides below-market, fixed-rate loans for fixed-asset financing — covering land, buildings, machinery, equipment, and in some cases working capital — to Kentucky small businesses operating in manufacturing, ag…
Provides fixed-rate direct loans of $15,000–$100,000 over 3–10 year terms for fixed-asset financing to Kentucky small businesses with 50 or fewer employees in manufacturing, agribusiness, or service and technology sectors that create at least one new full-time job.
Sign up free to see the funding breakdown
Sign up free to see the industries in scope
Sign up free to see the full eligibility
Sign up free to see how to apply
Guides for this application
All guides →Grant Budget Template for R&D Applications
Use this grant budget template to structure R&D costs, personnel, subcontractors, equipment, indirect costs, and budget justification for startup grant applications.
Find grantsGrants for Small Business Startup: Eligibility Checklist
Check whether your deeptech company is eligible for grants for small business startup funding, including SBIR/STTR, EIC Accelerator, and Innovate UK support.
DocumentsGrant Checklist: Application Documents, Forms, and Examples
Use this grant checklist to see the documents, forms, narratives, budgets, evidence, and compliance attachments a grant application may require.
More from KEDFA
All grants from this funder →BSSC Grant-in-Aid
🇺🇸KEDFA · United States
Funds projects that build technical skills in Kentucky through grant-in-aid support for workforce and educational innovation.
Kentucky Angel Investment Tax Credit (KAITC)
🇺🇸KEDFA · United States
Offers investors in Kentucky small businesses transferable tax credits for cash equity investments.
Kentucky Business Investment (KBI) Program
🇺🇸KEDFA · United States
Funds companies establishing operations in Kentucky with tax credits and wage assessments tied to eligible projects.
Kentucky Enterprise Initiative Act (KEIA)
🇺🇸KEDFA · United States
Provides Kentucky companies with sales and use tax relief for new facility builds and qualifying research technology.
Kentucky Investment Fund Act (KIFA)
🇺🇸KEDFA · United States
Offers investors a transferable credit for investing in funds that back Kentucky small businesses through KEDFA.
Kentucky SBIR/STTR Matching Funds
🇺🇸KEDFA · United States
Supports Kentucky high-technology companies with existing federal innovation awards to strengthen commercialization momentum.
Similar grants
Browse the directory →
GrowKS Loan Fund
🇺🇸KDoC / NetWork Kansas · United States
Funds Kansas small-business growth through loan-based support for operating needs and commercial scaling.
JobsOhio Growth Fund Loan
🇺🇸JobsOhio · United States
Funds Ohio growth-stage companies with below-market loans for expansion and strategic hiring where traditional financing is limited.
Proof of Commercial Relevance Loan
🇺🇸IEDA · United States
Funds Iowa technology companies validating products and markets through low-interest loans up to $50,000.
NIF Prototype Grants
🇺🇸NE DED · United States
Funds prototype development for Nebraska businesses turning ideas into first market-ready products.
Kentucky SBIR/STTR Match — Phase I
🇺🇸KY Innovation · United States
Funds Kentucky companies with state matching support for early federally aligned innovation projects.
Kentucky SBIR/STTR Match — Phase II
🇺🇸KY Innovation · United States
Funds Kentucky companies with larger state matching support as innovation projects move toward commercialization.