Khalifa Fund SME Programmes
Offers Khalifa Fund programs in Abu Dhabi for small and medium enterprises at start and growth stages.
Khalifa Fund SME Programmes sit under Khalifa Fund for Enterprise Development, Abu Dhabi's independent economic development agency, established in 2007. The fund is a not-for-profit arm of the Government of Abu Dhabi and says it has created more than 15,000 jobs, funded more than 1,200 SMEs, and channelled more than AED 1.3 billion into the local economy. The fund offers medium-term, interest-free loans to Emirati entrepreneurs aged 21 to 60 whose businesses operate in Abu Dhabi and the Western Region. Its current lending menu covers microfinance, small loans, expansion loans, agri finance, working capital, fixed assets, bill discounting, advance payment guarantees, and e-commerce inventory finance, with sectors including healthcare, education, agriculture, ICT, tourism, and manufacturing. The public site also surfaces programme names such as Abu Dhabi SME Champions Programme, SME Export Enablement Program, ICV Readiness Program, Light Manufacturing Accelerator, Game Incubator Programme, and SME Finance Facilitator Program. Applications run through TAMM, and the best fit is an Emirati-owned SME that can show a clear operating base in Abu Dhabi and a specific capital need.
Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.