MBRIF Guarantee Scheme

The MBRIF Guarantee Scheme sits under the Mohammed Bin Rashid Innovation Fund and is administered by Emirates Development Bank on behalf of the UAE Ministry of Finance. It is a government-backed loan guarantee facility for innovative UAE companies, not an equity program and not a grant. Commercial banks provide the financing while the guarantee reduces risk on the back end, and the program is explicitly interest-free and non-dilutive. Eligible companies need UAE presence, proven traction, and a credible market launch or expansion case. Priority sectors include technology, education, renewable energy, water, transport, health, and space, and applications move through online submission, due diligence, committee review, and final lender checks over roughly 10 business weeks. It is best suited to companies that are ready for bank finance but need a public guarantee wrapper rather than direct capital from the fund itself. Applicants succeed when they can show market traction, a clear commercial use for the borrowing, and enough operating maturity to clear both the program review and the commercial bank’s final assessment.

Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.