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Program

ERP Start-up Loan – StartGeld

Funds founders and young companies in Germany through a subsidized start-up loan.

KfW BankengruppeGermanyLoan

KfW's ERP Start-up Loan – StartGeld finances business formation, succession and the first five years of company activity in Germany. The loan covers investment and operating costs and is requested through a financing partner before work begins.

Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.

Last verified: 3 Aug 2026Source: www.kfw.de