KfW Umweltprogramm

KfW Umweltprogramm (240 241) sits under KfW Bankengruppe, Germany's development bank, which was founded in 1948 and works on behalf of the federal government and the Länder to improve economic, social, and environmental conditions. In 2025, KfW reported a promotional volume of €98 billion, which gives this line the weight of a major national financing channel rather than a niche product. The program is a loan for environmental protection, climate protection, circular economy, biodiversity, and resource efficiency. It is open for organizations operating in Germany, excludes individuals, and carries a maximum amount of €26.75 million. Within KfW's company energy and environment portfolio, 240 and 241 are the product codes that point to this specific sustainability financing route. The offer is rolling, so applicants are not working to a fixed annual deadline. It is best suited to organizations that need long-horizon capital for equipment, process changes, or other capital-intensive environmental upgrades and can carry that investment through a subsidized loan rather than waiting for a grant competition.

Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.