Non-repayable Housing Support from the Subsidy Fund (Fundusz Dopłat)

Non-repayable Housing Support from the Subsidy Fund is BGK's true grant route for Polish public-sector and public-benefit housing. It sits under Bank Gospodarstwa Krajowego but is funded through the Subsidy Fund (Fundusz Dopłat) on behalf of the Polish government, and it is aimed at creating or renovating social housing and related shelter capacity. The grant supports municipalities, municipal associations, wholly municipal companies, powiats, and public benefit organisations. It can fund flats for rent for low- and moderate-income residents, protected flats, homeless shelters, dosshouses, warming facilities, and reconstruction. BGK handles applications, formal evaluation, award notices, contract execution, disbursement, and monitoring. The English-language material does not publish award sizes or a fixed call window, so applicants should expect an open, administrative process rather than a single competition round. The route suits public bodies that need capital for housing stock or emergency accommodation rather than private developers. The strongest fit is a project with a clear municipal or social purpose, Polish delivery capacity, and a use case that matches the listed housing categories. Because the programme is non-repayable and tightly public-sector focused, eligibility matters more than novelty or commercial scale.

Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.