FSTI 3.0 — Innovation Acceleration (Early Innovation)

FSTI 3.0 Innovation Acceleration, also labeled the Early Innovation track, sits inside MAS's Financial Sector Technology & Innovation umbrella. It funds experimentation, development, and dissemination of nascent technologies for financial services, and the scheme has been extended until 16 July 2026. MAS co-funds up to 50% of qualifying costs, capped at SGD 400,000, for projects that can run up to 18 months. The track is open to Singapore-registered and Singapore-operating for-profit applicants in financial services, with no support for nonprofits, universities, research organisations, or individuals. Applications are reviewed in quarterly cycles, with January and April-May submission windows called out in the public guidance. The application standard is disciplined rather than theatrical: an external panel weighs novelty, utility, and the likelihood of success before MAS makes its decision. Teams are also expected not to start work before approval, which makes readiness and timing part of the selection test rather than an afterthought.

Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.