Funder ·

Small Enterprise Development and Finance Agency (SEDFA)

Supports South African micro, small, and medium enterprises with loans, grants, guarantees, and business development services across all provinces.

South Africawww.sedfa.org.za

Key stats

Annual funding—

Programs3

Active grants3

Total grants3

About

Small Enterprise Development and Finance Agency (SEDFA) is South Africa's unified small-enterprise development and finance institution, formed on 1 October 2024 from SEFA, SEDA, and the CBDA under the National Small Enterprise Amendment Act 21 of 2024. It serves micro, small, and medium enterprises and cooperatives across all nine provinces.

Its delivery mix combines direct loans, wholesale lending, blended-finance grant-loan packages, credit guarantees, and non-financial support such as business development services, incubation, and training. The current portfolio includes the Township and Rural Entrepreneurship Programme, the Cooperative Incentive Scheme, and the Black Business Supplier Development Programme, with maximum awards from ZAR 350,000 to ZAR 1 million. The sector focus points to food and manufacturing.

SEDFA is best read as a state finance-and-support platform rather than a pure grantmaker. The merger brings enterprise finance and advisory services into one channel, which is useful for township, rural, cooperative, and manufacturing applicants that need capital alongside implementation support.

Programs & grants under this funder

Black Business Supplier Development Programme (BBSDP)

Funds grants for black-owned enterprises to acquire equipment and support expansion through supplier development in South Africa.

1 grant

Black Business Supplier Development Programme (BBSDP)

Open

— pool·Rolling submission

Cooperative Incentive Scheme (CIS)

Funds a non-repayable grant of up to R350, to registered primary cooperatives for productive asset acquisition.

1 grant

Cooperative Incentive Scheme (CIS)

Open