ENISA Financing Lines (Líneas de Financiación)
Funds participative subordinated loans in Spain for startups and small companies through ENISA's financing support without collateral.
ENISA Líneas de Financiación refers to the participative loan (préstamo participativo) program operated by ENISA (Empresa Nacional de Innovación), a Spanish state-owned financing entity under MINECO. Participative loans are a distinctive Spanish instrument classified as quasi-equity: they are subordinated, do not require collateral or personal guarantees, and carry a variable interest component ti…
Offers participative (quasi-equity) subordinated loans of EUR 25,000–1.5 million to Spanish startups and SMEs across all sectors, with no collateral required and interest tied to company performance.
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