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Program

ENISA Financing Lines (Líneas de Financiación)

Funds ENISA Líneas de Financiación with participative and guarantee style loans for Spanish startups and growing companies.

ENISA Líneas de Financiación sits under ENISA (Empresa Nacional de Innovación), Spain's public innovation lender. The route bundles the agency's participative-loan offer for startups and SMEs into three lines: Jóvenes Emprendedores, Crecimiento, and Emprendedores. It is repayable finance, not a grant, and it is designed for Spanish companies that need growth capital with a public lender behind the structure. The instrument is a loan. The recorded ticket size runs from EUR 2,350 to EUR 141,000, with a rolling application pattern and Spanish registration and operations required. The route is company-only, with no individual applications and no consortium requirement, which keeps it simpler than the project-collaboration grants found elsewhere in the Spanish system. The loan is also described as subordinated, which matters for firms balancing lender expectations with private capital. The programme suits founders who want a public finance line that can sit alongside private investors or operating revenue. The three-line structure gives ENISA room to back different company stages, but the common thread is the same: Spanish startups and SMEs with a credible growth case, a concrete use for capital, and enough financial discipline to carry a participative loan rather than a non-dilutive award.

Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.

Last verified: 15 May 2026Source: www.enisa.es