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Hustler Fund

Hustler Fund

Supports Kenyan entrepreneurs, groups, and small businesses with mobile-delivered microcredit for working capital and growth.

OpenFinancial Inclusion Fund (Hustler Fund)Kenya

The Financial Inclusion Fund, widely known as the Hustler Fund, is a Kenyan government-backed microcredit facility launched in November 2022 by President William Ruto to expand financial access for individuals, groups, and small businesses that lack traditional collateral. The program operates exclusively via mobile USSD access (*254#) on Safaricom, Telkom, and Airtel networks, with disbursements …

Mobile-delivered government microcredit for Kenyan individuals, groups, and small businesses at 8% per annum, with loan sizes from KES 500 to KES 2.5 million and no collateral requirement.

CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.—
Project durationiHow long the funded work is expected to run.—
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.0%
Funding pooliThe total budget available across all awards in this round.—

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Last verified: 22 Jul 2026Source: hustlerfund.go.ke