SME Policy Fund
Funds Korean startups and small and medium-sized enterprises through low-interest loans managed by KOSME and the Ministry of enterprise and innovation support.
The SME Policy Fund is South Korea's primary government-backed loan facility for startups and small and medium enterprises, operated by KOSME (Korea SMEs and Startups Agency) under the Ministry of SMEs and Startups (MSS). In 2026, the fund allocates KRW 4.4313 trillion — approximately USD 3.3 billion — split between KRW 4.0643 trillion in direct loans and KRW 367 billion in interest subsidies on p…
Government-backed low-interest loan facility totalling KRW 4.4 trillion for Korean startups and SMEs, with AI transformation, K-beauty, and regional growth sub-tracks.
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Guides for this application
All guides →Budget Narrative Example for Grant Proposals
See how to write a grant budget narrative with line-item examples, a template structure, weak vs strong wording, and reviewer-facing cost logic.
Write proposalGrant Technical Narrative Example: Scope, Milestones, and Evidence
See how a grant technical narrative can be structured, with a worked deeptech example, milestone table, evidence map, and weak vs strong wording.
Write proposalGrant Proposal Cover Letter: What to Include and What to Avoid
Learn how to write a grant proposal cover letter, what information belongs in it, how it differs from a cover sheet or letter of support, and common mistakes to avoid.
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