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KIBO Tech Finance Guarantees

KIBO Tech Finance Guarantees

Provides collateral-light access to bank financing in Korea through technology-based credit guarantees for innovative startups and small businesses.

DiscontinuedKorea Technology Finance Corporation (KIBO / KOTEC)South Korea

KIBO Tech Finance Guarantees refers to the technology credit guarantee services of the Korea Technology Finance Corporation (KIBO, also known as KOTEC), a quasi-governmental institution established in 1989 under the supervision of the Korean Ministry of SMEs and Startups. KIBO's core product is the technology credit guarantee, which enables technology-capable but collateral-constrained Korean SMEs…

Provides state-backed technology credit guarantees enabling Korean tech SMEs to access bank financing based on technology assessment rather than collateral, with guarantee coverage up to 100% of loan principal.

CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.—
Project durationiHow long the funded work is expected to run.—
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan guarantee
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.0%
Funding pooliThe total budget available across all awards in this round.—

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Last verified: 29 Jun 2026Source: www.kibo.or.kr