Empresas — Corporate Foreign Trade Financing
Offers large Mexican corporations debt financing for export and foreign-currency commercial activity.
Bancomext Empresas is the corporate-tier financing window of Banco Nacional de Comercio Exterior, S.N.C. (Bancomext), Mexico's federally owned development bank for foreign trade, founded in 1937 under supervision of the Secretaría de Hacienda y Crédito Público (SHCP). Bancomext's mandate is to enhance the competitiveness of Mexican enterprises through direct credit, guarantees, and intermediated financing to exporters, importers, foreign-currency-generating sectors, and companies pursuing internationalization. The Empresas window is reserved for large companies, with a minimum direct engagement threshold of USD 3 million; companies below this figure are referred to the Pymex channel or to commercial bank intermediaries.
The Empresas window covers five product lines: working capital financing (Capital de Trabajo) for export operations, equipment financing (Equipamiento) for productive machinery, long-term investment project finance (Proyectos de Inversión) for capex and capacity expansion, domestic financial factoring (Factoraje Financiero) against receivables, and inventory and repo financing (Financiamiento a Inventarios/Reportos). Bancomext maintains specialized sector teams serving nine strategic verticals: aerospace, automotive and auto parts, electrical-electronic, energy, maquila and industrial facilities, mining-metallurgical, telecommunications, transport and logistics, and tourism. Both MXN and USD facilities are available, with USD loans widely used to match borrowers' export revenue currency.
This is a debt instrument, not a grant. The Empresas window is open-intake with no competitive deadline or public call for proposals; terms are set bilaterally based on the borrower's financial profile and project requirements. Large Mexican companies in the qualifying sectors can initiate contact via the 800 EXPORTA line (800 397-6782), through regional Bancomext offices, or by email at bancomext@bancomext.gob.mx. The funder is distinct from Nacional Financiera (Nafin), the sister development institution focused on domestic SME and non-export-oriented development.
Provides corporate-tier debt financing — working capital, equipment, project finance, factoring, and inventory financing — to large Mexican companies in export and foreign-currency sectors, with a USD 3 million minimum.
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