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Your First Credit (Tu Primer Crédito)

Your First Credit (Tu Primer Crédito)

Offers first-time-credit access for Mexican enterprises through bureau-verified lending for operations and growth.

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Tu Primer Crédito is a first-time SME credit program operated by Nacional Financiera (NAFIN), Mexico's federal development bank, aimed at micro, small, and medium enterprises (MIPYMEs) — including individuals with formal business activity and legal entities — that have never previously accessed SME financing. Eligibility is validated through the credit bureau, which must confirm the absence of any

First-time SME credit loans up to MXN 5,000,000 at up to 14.50% fixed annual rate over 60 months for Mexican businesses with no prior SME credit history, verified through the credit bureau.

CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.
Project durationiHow long the funded work is expected to run.
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.0%
Funding pooliThe total budget available across all awards in this round.

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Last verified: 24 Jul 2026Source: www.nafin.com