Swiss Technology Fund — Loan Guarantee Programme

The Technology Fund issues rolling loan guarantees of up to CHF 3 million for up to 10 years to innovative Swiss SMEs commercialising climate-protection technologies. The guarantee covers loans from Swiss-domiciled banks or other suitable lenders, reducing their credit risk so companies gain access to loan capital they could not otherwise obtain, without diluting equity ownership. Eligible technology areas are: greenhouse gas emission reductions, efficient use of electrical energy, promotion of renewable energies, and conservation of natural resources. Applicants must already be generating at least CHF 100,000 in annual revenue, have positive equity, and secure a willing Swiss lender. The application process is entirely online, runs in a staged due diligence format (preliminary check → full application + investor presentation → pre-selection → due diligence → expert committee decision), and typically takes a minimum of three months from submission to a positive decision. Application forms are available in German, French, and Italian only. Annual fees of 0.9% of the guaranteed amount apply post-approval, plus CHF 1,000 at pre-selection and CHF 2,000 at approval.

Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.