JobsOhio Growth Fund Loan

The JobsOhio Growth Fund Loan is a below-market debt program for Ohio growth-stage, established, and expansion-stage companies with proven business plans and limited access to conventional capital. It sits inside JobsOhio's financing stack as a lending route rather than a grant. Loans typically range from $500,000 to $5 million, and borrowers need at least 10 percent equity contribution in allowable project costs. JobsOhio weighs job creation, payroll, fixed-asset investment, return on investment, and project location, and retail is explicitly ineligible. This is the right route for companies that can show revenue traction, an expansion plan, and a project that can support new jobs or plant investment. It is not a fit for nonprofits or universities, and the strongest applications are those that can explain why conventional private financing is not enough on its own. Applicants are judged on business logic, capital needs, and whether the project can move quickly enough to create visible economic impact in Ohio.

Each grant below is a distinct funding opportunity with its own eligibility, scope, and deliverables.