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Hustler Fund — Personal Loan

Hustler Fund — Personal Loan

Offers Kenyan individuals mobile-access micro-loans with low-barrier application and no collateral requirement.

OpenFinancial Inclusion Fund (Hustler Fund)Kenya
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About

The Hustler Fund Personal Loan is a mobile-first microcredit product operated by Kenya's Financial Inclusion Fund, launched in November 2022 by President William Ruto. The product extends individual Kenyans access to credit ranging from KES 500 to KES 50,000 at initial entry, with credit limits rising to KES 150,000 for borrowers who build a positive repayment history through successive cycles. Ac…

What this grant funds

USSD-accessible micro-loan for individual Kenyan borrowers offering KES 500 to KES 150,000 at 8% per annum with no collateral, disbursed via mobile money through the government's Financial Inclusion Fund.

Key facts
CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.—
Project durationiHow long the funded work is expected to run.—
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.0%
Funding pooliThe total budget available across all awards in this round.—
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Eligibility criteria

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Last verified: 24 Jul 2026Source: www.hustlerfund.go.ke