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Start Up Loans Programme

Start Up Loans

Funds UK founders starting or growing a young business with a government-backed personal loan and 12 months of mentoring.

Between cyclesBritish Business BankUnited KingdomDeep-tech · adjacent

Eligibility · UK residents starting or growing a UK-based business

The Start-Up Loans Company, a wholly owned British Business Bank subsidiary, delivers Start Up Loans as government-backed personal loans for business use. An individual can borrow GBP 500 to GBP 25,000 at a fixed annual interest rate of 7.5 percent and repay over one to five years. The loan is unsecured, so it needs no business asset or guarantor, but the individual borrower remains personally lia…

Business start-up and early growth costs such as equipment, stock, premises, marketing and other uses described in the business plan and cash-flow forecast.

CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.—
Project durationiHow long the funded work is expected to run.—
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.—
Funding pooliThe total budget available across all awards in this round.—

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Last verified: 4 Aug 2026Source: www.startuploans.co.uk