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ERP Start-up and Succession Loan

ERP Start-up and Succession Loan (077)

Funds founders, successors and young companies in Germany with guaranteed loans up to €500,000.

OpenKfW BankengruppeGermanyDeep-tech · adjacent

KfW administers the ERP Start-up and Succession Loan as subsidized financing for founders, successors and young companies in Germany. Each applicant can receive up to €500,000, with no minimum loan, but the loan can cover no more than 35% of eligible costs. Eligible costs include investment, working capital, stock, company purchases and ownership stakes. Applicants can be founders, freelancers, bu

Business formation, company succession, acquisitions, ownership stakes, investment, working capital and stock during the first five years of business activity.

CycleiHow often this grant runs — e.g. annually, on a rolling basis, or a one-off call.Rolling
Next deadlineiThe next date applications are due. Rolling means you can apply any time.Rolling
Decision timeiTypical time from the deadline to the funder's decision.
Project durationiHow long the funded work is expected to run.
Award typeiThe form of funding — grant, equity, loan, tax credit, etc.Loan
Match fundingiThe share of project costs you must cover yourself. 0% = fully funded.
Funding pooliThe total budget available across all awards in this round.

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Last verified: 3 Aug 2026Source: www.kfw.de